Aarp Health Insurance

As the number of Baby Boomers entering their sixties increases, the need for continuing driver education for senior drivers will increase as well. A 2007 USA Today report indicated that drivers 65 and older were involved in 72% more automobile s than just eight years previously. That figure does not necessarily mean that older drivers are more reckless than they were in 1999; it could simply mean that there are more drivers over 65, a statistic which will continue to grow.

While many senior drivers are extremely safety conscious, they may not be able to compensate for the slower reflexes which normally accompany the aging process. The driver’s licensing exams in all stated require that drivers pass a vision test, but they do nothing to test for reaction speed. But millions of seniors lead active, productive lives; many of them still work for a living; and to arbitrarily deprive them of the ability to drive would be disastrous for everyone.

The AARP Solution

AARP, the American Association of Retired Person, offers a solution in the form of AARP defensive driving classes. The AARP Driver Safety Class, which would be more appropriately named the AARP Defensive Driving Class, is designed to protect the rights of senior citizens to drive by teaching them how to avoid s which could cost them their licenses.

AARP defensive driving techniques, because it helps seniors avoid s, will even qualify those who have completed the AARP defensive driving courses for discounted automobile insurance with some insurance companies. The increasing rate among those 65 and older is a great reason for automobile insurance carriers to raise their older clients’ rates to almost unaffordable levels. Those senior drivers who participate in the AARP defensive driving program will show their automobile insurance companies that they are determined to continue to drive safely.

Finding An AARP Defensive Driving Class

AARP defensive driving classes are available all over the US, and you can find one in your area simply by visiting the AARP website at http://www.aarp.org. Search for an AARP defensive driving class by entering your ZIP code in the search box.

You can also place a toll-free call to AARP at 1-888-227-7669, and ask them to find the location of the nearest AARP defensive driving class. You will have to leave a message containing your SIP code, and in three to five business day someone from AARP will contact you by telephone with the class information.

An AARP defensive driving class will require two four-hour sessions over two days, and costs only ten dollars. The instructors will also teach you how to assess your own physical conditions so that you can determine if you will be able to continue to drive safely. And even with AARP defensive driver training, you will still have to pass your driver’s license exam.

Knowing when and where to do defensive driving is crucial if you want to use your defensive driving skills to avoid s or the kinds of situations which can easily lead to s. You put good money and a lot of time and effort into your defensive driving course, and knowing where to use your defensive driving skills will pay you back in no time!

Seekdefensivedriving.com

The American Association of Retired Persons, the AARP, is America's leading non-partisan, non-profit organization dedicated to improving the lives of people aged 50 and older. It has over 35 million members, 40,000 of whom live outside the US. Members do not have to be retired; in fact, 40 percent of them work full or part time. Membership is open to anyone 50 or older, and with 25 percent of the American population in this age bracket, nearly half of all people in this group have memberships. The median age of AARP members is 65, and slightly more than half are female. In its mission statement, the organzition says that it is "dedicated to enhancing the quality of life for all as we age. We lead positive social change and deliver value to members through information, advocacy and service." The AARP provides information bulletins about news relevent to the older population, acts as a lobby group to advance their interests, promotes community involvement by its members, and offers its members a wide range of products and services such as health insurance.

The AARP was founded in 1958 by retired high school principal Dr. Ethel Percy Andrus. The AARP grew out of the National Retired Teachers Association, which Dr. Andrus had established in 1947 to promote her philosophy of productive aging and to offer health insurance to retired teachers. In that era, health insurance was virtually unavailable to older Americans, since few private insurers would accept these high-risk clients and the American government had not yet established Medicare, which was only enacted in 1965. This association of retired teachers grew to offer membership benefits to all retired citizens. It is now a world-wide organization with headquarters in Lausanne, Switzerland and Washington, D.C., local offices in every state, and over 2,500 local chapters.

AARP has 2 affiliated groups. One is the AARP Foundation, which is a charity that runs social programs to help people 50 and older, and also supports AARP Foundation Litigation, a national group focusing on legal issues affecting older Americans. The second is AARP Services, Inc., a wholly owned subsidiary of AARP which provides members with products and services such as medical, automobile, home and life insurance, discounts on prescriptions and prescription eyewear, and a travel discount program.

Source of Funds

AARP receives income from memberships, advertising revenue from its publications, royalty fees from companies providing AARP-endorsed products, and extra fees from member programs.

Publications

AARP members receive bimonthly the "AARP Magazine" and also the "AARP Bulletin" printed 11 times per year. AARP also publishes "Segunda Juventud", a quarterly Spanish-English newspaper targeting the Hispanic community. The AARP website also offers information on a wide range of topics. AARP also produces "Prime Time Radio", a weekly interview program focusing on the interests of mature people, and the daily "Mature Focus Radio" which has brief discussions on various topics. AARP's Public Policy Institute researches international issues affecting aging and uses the results of these studies to help draft public policy recommendations.

The AARP as Lobby Group

The AARP has been an effective force in causing the government to become more aware of the interests of the older population. They undertake litigation in cases of age discrimination, pensions, health care, economic security and consumer issues. AARP volunteers often appear before the US congress to testify about the effects of government policies on the elderly. At a local level, the AARP trains volunteers in how to deal with government officials. Though non-partisan, the AARP keeps its members informed on each party's stand on issues affecting older Americans. AARP representatives also participate in international conferences on aging.

Frank Hague is getting there. http://www.aarp-now.info